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What financial tool are you most grateful for? I know there's a huge social taboo around money, having it and loving it, but let that go for a moment.
If you've followed my blog for a while, you know that Hubby and I have been in some pretty dire financial straits in the past. With both of us struggling with disability and not working...
Let's just say it's really freaking hard to live on less than $2000 a month.
But we did it.
Not only did we do it, but we also managed to start paying our old bills, paying down our debt, and paying close attention to our credit scores.
We started paying better attention to our health. Hubby started pushing for treatment of his most pressing issues and got himself healthy enough for the first of several necessary surgeries that allowed him to get back to work.
I stopped hiding from our bills and started taking them head-on by using small amounts of whatever money came in to pay them down. We don't exactly have a budget, but we have a plan, and we follow it pretty closely.
It's an awesome feeling to pay of a debt that's been hanging over your head for a long time. It's even more awesome to hear that you've made enough progress that you can afford to buy your own house and a new car. It's amazing to have your credit limit rise because you've been faithful in paying off your bill every month.
But the most incredible feeling is knowing that, after paying all of our bills for the month, we still have money in the bank. Not just the bare minimum to keep the account open, but enough that we can afford to take a spur of the moment road trip.
My financial gratitude is money in the bank.
Savings, disposable income, the small security that we didn't have just a year or two ago.
Did this post hit home for you? I'd love to hear it. I'd also love to know what financial thing you're grateful for. Drop into the comments below and share!